Cookies Policy
Our website uses cookies and other web technologies ("CAPTCHA's") to improve our website's performance and to enhance your browsing experience. Our website also uses cookies to better understand our visitors so we can offer them a more personalised browsing experience.
A cookie allows our website to store tokens of information (an "identifier") in your browser, used only by us when you use our website. We do not use cookies to try and establish the personal identity of anyone visiting our website. Cookies are simply used to help us track traffic patterns, track your interests while you browse the internet, so we can tailor more relevant advertising to you, and to understand what is important to you.
If you do not want to receive a cookie from our website, you have the option of setting your browser to notify you when you receive a cookie, so that you may determine whether to accept it or not. However, please be aware that if you do turn off 'cookies' in your browser, you will not be able to fully use some of the features on our website.
The cookies used by the website perform four different functions, as detailed below:
· 'Session' cookies remain in your browser during your browser session only, i.e. until you leave the website.
· 'Persistent' cookies remain in your browser after the session (unless deleted by you).
· Performance' cookies collect information about your use of the website, such as webpages visited and any error messages; they do not collect personally identifiable information, and the information collected is aggregated such that it is anonymous. Performance cookies are used to improve how a website works.
· 'Functionality' cookies allow the website to remember any choices you make about the website (such as changes to text size, customised pages) or enable services such as commenting on a blog.
These cookies collect information relating to the origin of your visit, where you were exposed to our advertising, what advertising feature you saw, whether you arrived directly or indirectly to our website, the device you used to visit our website and which downloads you performed. This information is collected on an anonymous basis via third party suppliers.
In addition, we also utilise cookies on certain pages of our website to communicate with third party data suppliers in order to extrapolate your digital behaviour. This help us to understand and target more relevant advertising in the future. The information we receive is all aggregate and anonymous, but will include statistics such as demographics, online behaviour, product interests and lifestyle. Targeting and tracking cookies are provided via trusted third-party suppliers. Should you require more information regarding our suppliers and how these cookies operate please contact us.
Privacy Statement
Introduction
In accordance with Article 14 of the Regulation (EU) 2016/679 of the European Parliament and the Council of 27 April 2016 on the protection of natural persons with regard the processing of processing of personal data and on the free movement of such data, and repealing Directive 95/EC (hereinafter the ("GDPR"), informs you that the Data Controller of your personal data is BusinessFinanceGB Limited T/A Engage Business Finance is registered in England (Co. No.11367555) with registered office at Suite 2A, Blackthorn House, St. Pauls Square, Birmingham, B3 1RL.
Contact point for matters concerning data protection is BusinessFinanceGB Limited T/A Engage Business Finance is registered in England (Co. No.11367555) with registered office at Suite 2A, Blackthorn House, St. Pauls Square, Birmingham, B3 1RL. Telephone Number: 0121 667 8111 E-mail: eg@engage.finance
When collecting and using personal data, it is our policy to be transparent about why and how we process personal data. This privacy statement outlines how and why we collect and/or use personal data. It also provides information about your rights. Personal data is any information relating to an identified or identifiable living person. When "you" or "your" are used in this privacy statement, we are referring to the relevant individual who is the subject of the personal data.
By visiting our website, you choose to submit information and agree to the use of such personal data in accordance with the terms set out in this privacy statement.
Third Party Organisations
Our website may contain links to other websites which may not be governed by this privacy statement. BusinessFinanceGB Limited makes no representations or warranties regarding how your information is stored or used on/by third-party servers. We recommend that you review the privacy statement of each third-party website to determine their use of your personal information.
Data Controller
BusinessFinanceGB Limited is a ‘Data Controller'. As such, we are required to inform you how your information is held and used under the Data Protection Act 2018 / General Data Protection Regulation ("GDPR"). If you have a question about how we as an organisation will use your personal data, please email us via eg@engage.finance
Collection of Information
As a visitor, you are not required to submit any of your personal information in order to use our website. However, our website may collect and/or store your personal information that is specifically and voluntarily provided. This information may consist of, but may not be limited to, your name (forename and/or surname), your residential address, your company's / companies address(es), your date of birth, your email address(es), telephone number(s) and any financial information (personal or that of your company) that you voluntarily choose to disclose. Please note that we will not collect any of the above information ("personal data") without your knowledge. We will collect, use, share and store personal data voluntarily supplied by you via our website, telephone, correspondence or by any other means.
In the event that you supply personal data relating to a third party, you confirm that you have obtained their expressed consent for such information to be supplied to us and for it to be used by us.
In running and maintaining our website, we may also collect and process information about your use of our website, including details of your visits, such as pages viewed and the resources that you access. Such information may include traffic data, location data and other communication data.
Use of Personal Data
Your personal data will be processed by us for the purposes of communication, promoting our products and/or services, to comply with legal requirements to prevent and/or detect fraud, money laundering and other crimes, carry out regulatory checks and to periodically send promotional emails to you about our products and/or services. Please note that you will only receive such promotional emails where we have obtained your specific consent of receiving the same. You may at any time request that we discontinue sending you such materials.
In addition, we may use your personal data for one or more of the following purposes:
· To provide information to you on other products / services that may be of interest to you. Such additional information will only be provided where you have consented to receive such information; and
· To inform you of any changes to our website, services or products.
Disclosing Personal Information
We do not ordinarily share personal data with third parties, although such information may be disclosed to providers that handle information on our behalf, such as outsourced IT support, document management systems (Windows Microsoft OneDrive), case management systems (Turnkey IPS) and email marketing management systems. Any such third party will be required to take adequate security measures to protect your personal data under relevant legislation. Please note that such third parties are prohibited by us to use your personal data for their own purposes.
In certain circumstances, we may have an obligation to disclose your personal information to law enforcement agencies, regulators or other government agencies, to comply with regulatory and/or legal obligations.
Please note that a formal credit check will not be performed, and your credit rating will not be affected.
We may also disclose your personal information to the legal purchaser of all or part of our business.
Access to Information
You are legally entitled to request details of the personal information we hold about you. If at any time you would like us to rectify, erase or restrict the processing of your personal information, or you would like to obtain confirmation whether or not your personal information is processed by us, access your personal information, exercise your right to data portability or withdraw your consent to processing, please contact us via eg@engage.finance. We aim to respond to any such requests promptly, and in any event, within the legal time frame.
Retention of Personal Information
We will only retain your personal data for as long as necessary in order to fulfil the purpose for which it has been collected and in line with statutory and professional rules of retention. In the majority of cases, we will retain your personal data for a maximum period of six years from the date of disclosure, or for formal appointments, six years from the date the last procedure has been brought to a close.
Right to Complain
If you have any concerns about alleged breach of privacy law or any other regulation by us, you can contact us in writing at BusinessFinanceGB Limited T/A Engage, Suite 2A, Blackthorn House, St. Pauls Square, Birmingham, B3 1RL. or by emailing us via eg@engage.finance. We will deal with any complaint promptly and give you information about how it will be handled. You also have the right to lodge a complaint with the Information Commissioner's Office ("ICO") which is the UK's data protection regulator/supervisory authority. For further information on your rights and how to complain to the ICO, please refer to the ICO website at www.ico.org.uk or by writing to them at Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
